The automatic stay is only temporary and does not apply to all types of debt. It is meant to give you the time and breathing room necessary to get your finances together during your bankruptcy proceeding. If the debt is later discharged through bankruptcy, the wage garnishment will be permanently terminated, as you will no longer be liable for that debt.

Wage garnishments that are in place for support payments (i.e. child support), are typically exempt from the "automatic stay" provision, as they cannot be discharged under bankruptcy law.

For more information, contact Ohio bankruptcy attorney Kathleen Mezher now.